HOME LOAN 

• You must be at least 21 years of age when the loan is sanctioned. 

• The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier. 

• You must be employed or self-employed with a regular source of income.

LAND LOAN 

• You must be at least 21 years of age when the loan is sanctioned. 

• The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier. 

• You must be employed or self-employed with a regular source of income. 

• You must be purchasing a plot of land for residential use. 

• The purchase has to be from a development authority or from a registered co-operative society. 

• The purchase of the land must be for the construction of a house. 

• The plot of land must be clearly demarcated with clear boundaries.

OFFICE PREMISE LOAN

• You must be at least 21 years of age when the loan is sanctioned. 

• The loan must terminate before or when you turn 65 years of age. 

• You must be self-employed with a regular source of income. 

• The loan can be for the purchase / construction / extension of a non-residential property. 

• A loan for renovation or improvement will be given only at the time of acquisition of property. 

• Professionally qualified and self-employed individuals (doctors, pathologists, chartered accountants, cost accountants, company secretaries, architects, engineers, consultants, lawyers, chemists) can apply. 

• A minimum of 3 year's work experience is a must.

HOME EQUITY LOANS 

• You must be at least 21 years of age when the loan is sanctioned. 

• The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier. 

• Your must be employed or self-employed with a regular source of income. 

• You must be the owner of a self-occupied property.